Blanket Mortgages for Ontario Portfolios
Consolidate multiple commercial or investment properties under a single facility — simpler reporting, better leverage, and one underwriting process.
Blanket Mortgages
If you own multiple commercial or investment properties, a blanket mortgage can unlock leverage and cash flow that separate mortgages can't deliver.
A blanket mortgage cross-collateralizes two or more properties under a single facility, allowing the combined equity to support stronger leverage than each property could individually. It's a common structure for portfolio investors, plaza owners, and operators acquiring multiple assets within a single corporate group.
I coordinate the appraisals, environmental reports, and corporate underwriting so the entire portfolio closes under one set of terms — with structured release clauses if you decide to sell an individual asset down the road.
How I Can Help
- Single facility secured across multiple commercial or investment properties
- Stronger combined leverage than stand-alone mortgages
- Streamlined reporting, covenants, and renewal cycles
- Structured release clauses for future asset sales
- Available through select banks, credit unions, MICs, and private lenders
A Simple 4-Step Process
We discuss your business, the property or asset, and your capital objectives across the GTA or wider Ontario.
I prepare a lender-ready submission with financials, leases, rent rolls, and appraisals tailored to FSRA-regulated lenders.
I shop your file across Schedule A banks, credit unions, MICs, and private capital to secure the strongest DSCR and structure.
I coordinate with your lawyer and the lender so funds land on closing day without surprises.
What Ontario Clients Say
Nick secured financing for our second commercial unit in Etobicoke when two other agents said it couldn't be done. Professional from start to finish.
Let's Connect and
Structure Your Capital Stack.
Reach out for institutional, private, and business financing across Ontario — structured around your asset, your DSCR, and your timeline.
WHY WORK WITH NICK:
- Access to 50+ Commercial Lenders
- DSCR-Optimized Structuring
- Bank, CMHC, MIC & Private Capital
- Fast, Lender-Ready Submissions
- Transparent, FSRA-Compliant Advice
- No-Obligation Consultations
Real People. Real Results.
"Nick made the entire process so easy and stress-free. He explained everything clearly and got me a rate I didn't think was possible!"
"Highly recommend Nick! He was responsive, knowledgeable, and truly had my best interests at heart."
"Nick helped me refinance and access equity for my renovations. The process was quick and seamless."
"Nick made the entire process so easy and stress-free. He explained everything clearly and got me a rate I didn't think was possible!"
"Highly recommend Nick! He was responsive, knowledgeable, and truly had my best interests at heart."
"Nick helped me refinance and access equity for my renovations. The process was quick and seamless."
