Bridge, Construction & Land Development Financing
Short-term capital for acquisitions, repositioning, ground-up construction, and Ontario land development — structured around your draw schedule and stabilized exit.
Bridge & Construction Financing
Construction and bridge deals live or die on the structure — draw mechanics, interest reserves, holdbacks, and a credible take-out — not just the headline rate.
I structure construction, bridge, and land development financing across the GTA and Ontario, working with cost consultants, QSs, and project monitors to package your file the way lenders want to see it: hard and soft cost budgets, pro forma, contingency, and a stabilized take-out plan.
Funding can come from banks, credit unions, MICs, or specialty private construction lenders — selected based on the asset, sponsor strength, and timeline. I run a clean draw process from first advance to final completion holdback release.
How I Can Help
- Ground-up construction financing with structured draws and holdbacks
- Bridge capital for acquisitions, repositioning, and lease-up
- Land development loans (serviced and unserviced) across Ontario
- Interest reserve structuring and pro forma packaging
- Coordinated take-out planning into CMHC, A, or B financing
A Simple 4-Step Process
We discuss your business, the property or asset, and your capital objectives across the GTA or wider Ontario.
I prepare a lender-ready submission with financials, leases, rent rolls, and appraisals tailored to FSRA-regulated lenders.
I shop your file across Schedule A banks, credit unions, MICs, and private capital to secure the strongest DSCR and structure.
I coordinate with your lawyer and the lender so funds land on closing day without surprises.
What Ontario Clients Say
Nick secured financing for our second commercial unit in Etobicoke when two other agents said it couldn't be done. Professional from start to finish.
Let's Connect and
Structure Your Capital Stack.
Reach out for institutional, private, and business financing across Ontario — structured around your asset, your DSCR, and your timeline.
WHY WORK WITH NICK:
- Access to 50+ Commercial Lenders
- DSCR-Optimized Structuring
- Bank, CMHC, MIC & Private Capital
- Fast, Lender-Ready Submissions
- Transparent, FSRA-Compliant Advice
- No-Obligation Consultations
Real People. Real Results.
"Nick made the entire process so easy and stress-free. He explained everything clearly and got me a rate I didn't think was possible!"
"Highly recommend Nick! He was responsive, knowledgeable, and truly had my best interests at heart."
"Nick helped me refinance and access equity for my renovations. The process was quick and seamless."
"Nick made the entire process so easy and stress-free. He explained everything clearly and got me a rate I didn't think was possible!"
"Highly recommend Nick! He was responsive, knowledgeable, and truly had my best interests at heart."
"Nick helped me refinance and access equity for my renovations. The process was quick and seamless."
