CMHC Certified Commercial Financing
CMHC-insured commercial mortgages for qualifying multi-residential and mixed-use assets — the deepest leverage and lowest cost of capital in Canada.
CMHC Certified Commercial
CMHC insurance unlocks leverage and amortizations that uninsured commercial mortgages simply can't match — often the single largest lever on your project IRR.
For qualifying 5+ unit multi-residential properties and select mixed-use buildings, CMHC programs (MLI Select and Standard) deliver up to 85–95% LTV with amortizations as long as 50 years. I package your file to maximize CMHC scoring on affordability, accessibility, and energy efficiency.
I work directly with CMHC-approved lenders across the GTA and Ontario to structure both acquisition and refinance scenarios — including multi-unit, plaza, and value-add development financing.
How I Can Help
- Multi-unit residential financing (5+ units) under CMHC MLI Select and Standard
- Plaza, mixed-use, and qualifying commercial asset structuring
- Up to 95% LTV and 50-year amortizations on top-scoring files
- Energy-efficient and affordable-housing premium qualification
- Coordination with CMHC underwriters and approved lenders
A Simple 4-Step Process
We discuss your business, the property or asset, and your capital objectives across the GTA or wider Ontario.
I prepare a lender-ready submission with financials, leases, rent rolls, and appraisals tailored to FSRA-regulated lenders.
I shop your file across Schedule A banks, credit unions, MICs, and private capital to secure the strongest DSCR and structure.
I coordinate with your lawyer and the lender so funds land on closing day without surprises.
What Ontario Clients Say
Nick secured financing for our second commercial unit in Etobicoke when two other agents said it couldn't be done. Professional from start to finish.
Let's Connect and
Structure Your Capital Stack.
Reach out for institutional, private, and business financing across Ontario — structured around your asset, your DSCR, and your timeline.
WHY WORK WITH NICK:
- Access to 50+ Commercial Lenders
- DSCR-Optimized Structuring
- Bank, CMHC, MIC & Private Capital
- Fast, Lender-Ready Submissions
- Transparent, FSRA-Compliant Advice
- No-Obligation Consultations
Real People. Real Results.
"Nick made the entire process so easy and stress-free. He explained everything clearly and got me a rate I didn't think was possible!"
"Highly recommend Nick! He was responsive, knowledgeable, and truly had my best interests at heart."
"Nick helped me refinance and access equity for my renovations. The process was quick and seamless."
"Nick made the entire process so easy and stress-free. He explained everything clearly and got me a rate I didn't think was possible!"
"Highly recommend Nick! He was responsive, knowledgeable, and truly had my best interests at heart."
"Nick helped me refinance and access equity for my renovations. The process was quick and seamless."
